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\"Marchelle started only buying maybe two or four days instead of buying two weeks worth of groceries,\" Quenton said.

To help with the effort, Quenton also put in extra time at work. Some weeks he worked around 75 hours to ensure that the debt would be paid off.

After nearly three years of budgeting and hard work, their student loan debt became a thing of the past.

\"When we made the last payment, it’s a feeling you can’t describe,\" Quenton said. \"When we got that last knockout punch, it was just like the [Muhammad] Ali moment, where you really feel like you were the champions over that situation.\"

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I remember just a few days after we got engaged, we wrote down all of our income, expenses, and current debt.. down to the penny (He made me 🙄). We discussed the role each of us would play, and the changes needed to make it happen. It was then that this focused husband of mine rolled out the vision for us to be DEBT FREE! He set a standard and has consistently showed me what it means to not stop until a goal is complete. I truly thank God for a life partner with vision, a willingness to sacrifice, and a financial strategy for our household... We dream, we plan AND we execute! We did it baby!! No more student loans and no more debt!!! 🙌🏽 \"Live like no one else so later you can live like no one else.\" - @daveramsey To God be the ALL the GLORY! #debtfree #financialpeace #DaveRamsey #BabySteps

A post shared by Lady Chelle ✨ (@mrs.marchelleross) on May 7, 2019 at 5:28pm PDT

There are several different strategies for tackling debt. To find the best one for you, Jarvis suggested downloading budget apps on your smartphone, such as Debt Payoff Planner or Debt Manager.

\"Both of these apps allow you to create a step-by-step plan for paying off your debt,\" Jarvis said. \"The plan includes the exact amount that you need to pay on every debt each month to help you stay on schedule plus they’re going to show you when you’ll be completely debt free, what you owe, how must interest you’ll have to pay and over how many payments.\"

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