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For others looking to begin their own debt-free journey, the Lupos recommend starting with a budget and figuring out your own risk tolerance.

Side hustles, like the Lupos' Instagram business, can also help bring in more income and eventually, can even turn into a full-time opportunity. Experts say the first step to figuring out if that’s feasible is determining how much money you need to cover monthly expenses. If your side hustle makes you more money than your daily job for multiple months in a row, that may be a sign you have enough momentum to make the leap.

More importantly, always have a backup plan and be prepared to hit the job market again if your side hustle can’t pay the bills.

For those who feel they're unable to take the same journey at this moment, the Lupos have a simple message.

\"I think it really is important to understand where people are starting from ... and it's really unrealistic and kind of tone deaf to say, 'Oh, well, if we did it, you can too,' because everyone has a different starting point,\" Ali Lupo said. \"But do I believe that everyone can improve their financial situation? ... I do, but sometimes it requires getting really uncomfortable and making choices that you don't want and seeing the bigger picture.\"

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